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Nelson’s RV’s has a 25 year relationship with our lenders, we work with our lenders to bring you the most competitive and flexible financing options around.  Our Finance Managers are committed to go the extra mile in helping you get the monthly payment and a loan term that best suits your budget. In most cases we can have an answer for you that same day.

At Nelson’s RV’s and Nelson’s Out West RV’s we strive everyday to turn your RV dreams into reality. 

Loan terms for both new and used RVs range from 60 months to 20 years depending on the amount financed.  Our Finance Managers specialize in obtaining the best financing available, with some loans requiring as little as -0- down. For budget-conscious families, these attractive terms make RV ownership economical.

Financing saves you money. Not only are interest rates more affordable today, but financing an RV allows you to further invest your money with the possibility to obtain returns greater than the cost of financing offering you economic flexibility. And because RV loans are generally offered for longer periods, yielding lower monthly payments, financing could allow you to choose a larger RV than you might otherwise have purchased. RV loans are simple interest with no pre-payment penalties, giving you the option of paying off your RV at any time.

There are also Tax advantages to financing your RV. For the vast majority of RV owners, the interest on your loan is deductible as second home mortgage interest. The Internal Revenue Service (IRS) publishes two booklets with helpful information regarding the tax deductibility of RV loan interest. "Publication 936-Home Interest Deduction" and "Publication 523-Selling Your Home" are available by calling the IRS at 1-800-829-3676 More information is also available online at www.IRS.gov. Please consult your tax advisor to find out if this deduction is available to you.

Protecting your investment is equally important, we proudly offer Performance First Extended Service Contracts.  Rates are available for either Time of Sale (TOS) or In-Service Date (ISD). TOS means the new vehicle contract term begins on the contract purchase date and zero (0) miles. For more information click on the logo below, or contact one of our Finance Managers.

 

 Please click below to submit an online credit application.

Did you know if your RV is stolen or declared a total loss you may be responsible for paying off a portion of the loan. Insurance policies reimburse holders for the value of the RV. But, you're probably not paying off your loan at the rate of depreciation. Many people owe more on their finance contract than their insurance company will pay in the event of total loss.

Guaranteed Asset Protection (GAP) covers the difference between the Actual Cash Value and the balance of your loan.

GAP...  

• Protects your credit rating
• Covers losses that your primary insurance may not
• Protects you from out-of-pocket expenses
• Can be financed with your RV for a small addition to your monthly payment

 Interior and Exterior Protection Systems